If you are dipping into your savings to pay for your rent every month or using your credit card to pay for shopping sprees every month, you are spending more than you earn.
Si vous prélevez chaque mois de l’argent dans votre épargne pour payer votre loyer, ou si vous utilisez votre carte de crédit pour payer vos achats chaque mois, vous dépensez plus que vous ne gagnez.
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